Most people travel at some point during the holiday season. Whether you’re headed to your in-laws house or on a special family vacation, the roadways, airways and railways experience higher than normal traffic as soon as the weather cools down and things start looking merry. Choosing the credit card you use to pay for your holiday travel expenses carefully can lead to some pretty nice rewards for yourself.
To find the best credit card for your needs, you need to examine your holiday travel habits. Are you an airline fan? Do you prefer driving, taking the bus or the train? Most credit cards offer extra bonuses in specific travel categories, so by determining what types ways you like to travel, you can maximize your reward payout.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card for holiday travelers. For those who take to the skies during the holiday season, the Chase Sapphire card is the way to go. If you spend just $3,000 in the first three months, you’ll earn an extra 40,000 bonus miles which translates into $500 worth of travel rewards. You also get twice as many points for every dollar spent on travel expenses.
American Express Blue Card
American Express Blue Card for those who drive. The American Express Blue Card offers some of the best cash back rewards on gasoline purchases, making your routine trips to the pump just a little bit less painful. You’ll earn 3% cash back on gasoline purchases with no maximum and if you spend $1000 in the first 3 months you’ll earn a $150 bonus.
Capital One Venture Rewards Card
Capital One Venture Rewards Card for those who used mixed travel methods. If you plan to both fly and drive, the Capital One Venture card is your best bet. It offers 2 points for every dollar spent, but it gives you the flexibility to mix different types of travel and earn extra points throughout your holiday journeys. You can use your points to purchase tickets on most major airlines and there are no blackout dates. Plus, if you spend $1000 in the first three 3 months, you’ll bank an extra $100.
Branded cards for loyal travelers. If you are a traveler that likes to stick to a particular brand, whether it’s an airline, hotel or gas station, a branded card might be the best choice for you. Branded cards typically offer higher rewards, but you have to use them at specific locations. For example, a Shell card or Delta card might get you some pretty awesome perks in exchange for your repeat patronage.
No matter what way you prefer to travel, you’re sure to find a credit card that’s right for you. Look at the fine print before signing up, and as always, only spend what you’ve budgeted to avoid interest, late payments and holiday debt.