After every Christmas season your stockings are surely full of presents you certainly appreciate, but do not necessarily want. If you receive an ugly sweater with no gift receipt your options are limited. But if you get a gift card you don’t want, you have several options. You can use it, trade it or sell it.
Use Your Gift Cards
If you receive a gift card that you don’t want, you can still choose to use it. Visit the store online and see if there is anything they sell that interests you. Since the person who gave you this present has already spent their money on the gift card, you really shouldn’t throw it away. Another way of “using” your gift card is by re-gifting it to someone else who you think will appreciate it.
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Every year around this time we have to dig into our savings or put holiday gifts on credit cards. It’s as if the holiday music puts us into a money spending mood. If you’re tight on cash this holiday season you can still buy presents without breaking the bank. Here’s how.
- Plan a gift exchange. Instead of buying 3-4 co-workers presents and 5-10 relatives presents, set up a gift exchange. Each person in the group draws a name from a jar and you have to buy a present for that person. In this system, everybody buys 1 present and receives 1 present. The benefits of this system are plenty. You’ll save money since you’re only buying 1 present instead of several. There are also no hurt feelings if you neglect to buy someone a present, since you all agreed to participate in the gift exchange.
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