Make no mistake about it, the Internet is crawling with scammers. They literally come in all forms, sizes, and shapes. In fact, you might even find yourself in a situation where you deal with someone who ‘earns’ your trust with a few transactions and then socks it to you when you finally decide to step up your order amount.
In cases where you don’t get lied to outright, there are many sites that over promise and under deliver. There are also all sorts of online ‘deals’ where you are subjected to the tired yet still effective bait and switch tactic.
How do you make sense of all of this? How do you protect yourself? Interestingly enough, the answer may be in your pocket book-buy with a credit card. That’s right – by buying with a credit card, you can protect yourself from many of the scams you come across. Unlike other payment options where you are stuck with the bill, your credit card offers quite a bit of protection. You just need to be mindful of the different types of online scams out there so you can use your credit card to protect your yourself.
Digital products that over promise and under deliver
‘I made $600 in 7 days!’ ‘How I turned $10 into $2500 in just 27 days and how you can do it too!’ ‘Learn how to make $4500 monthly without even trying’ Do these headlines sound familiar? In fact, I can rattle of thousands of these. The Internet is filled with all sorts of slick sales come ons. Obviously, the vast majority of these claims don’t pan out. While the person selling the ebook or ‘coaching seminar’ or webinar videos might have actually made money – the circumstances of that situation may be so specific and so ‘special’ that, assuming the claim is true to begin with, chances are you won’t enjoy the same level of success.
So why aren’t these rip-offs banned? Well, these scammers protect themselves by saying ‘your results will vary.’ Regardless of their (dubious) legality, these ‘make money online’ offers can become a headache if you buy them and fail to make money. You may end up in a situation where you are buying one ‘product’ after another trying to recoup your cash.
Protect yourself from marketing products that don’t pan out – use a credit card and either charge back or contact the vendor platform and ask for a full refund. Always mention that unless they give you your hard-earned money back, you’ll do a chargeback through your card company. Trust me, they will be so scared they will immediately refund you the money. If a company ends up with too many chargebacks they will lose their billing processor altogether.
Why are scammers so scared of chargebacks?
Most scammers and dealers in dubious digital products use payment platforms like Clickbank, JVZoo, Payspree and other platforms. These platforms put lots of pressure on ‘product creators’ (aka some scammers) who use these platforms for affiliate sales tracking and payment processing. Without a platform, many of these marketers won’t have the means to promote and make money off their products.
These “product creators” tend to listen when their platforms raise a stink. You should ask for a refund from these platforms as quickly as you figure out the items you bought are worthless or impractical. The more you do this, the more the shady guys get punished and, hopefully, learn not to scam people.